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Upload a statement.We do the rest.

Drop a bank, Venmo or card statement. Every line gets read, sorted and filed. No bank login.

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chase-statement-jun.pdfSample, 52 lines
  1. 25 JUNSALARY JUNINCOME+5,200FILED
  2. 25 JUNS&P 500 PLANINVESTED-650CONFIRMED
  3. 26 JUNJOHN MILLERFAMILY-130FILED
  4. 27 JUNWHOLE FOODSGROCERIES-168.50FILED
  5. 27 JUNCONEDUTILITIES-83.20FILED
  6. 28 JUNUBERTRANSPORT-24.70FILED
  7. 28 JUNATM FEEBANK CHARGES-3FILED
  8. 29 JUNCHASEOVERDRAFT+39OWED
SourceReading 52 lines

What people use BudgeterPro for.

Once a statement is in, these are the jobs it does every month. Scroll through them; the board beside each one shows it working on the sample month.

  1. Know where the salary went.

    A USD 5,200 salary, split by where it actually went: rent, groceries, family, eating out. What is left over is what you saved.

    June salary, USD 5,200USD, sample
    • 22.5% of the salary
    • 9.3% of the salary
    • 7.5% of the salary
    • 4.7% of the salary
    • 4.3% of the salary
    • 3.9% of the salary
    • 3.2% of the salary
    • 0.7% of the salary
    • 43.9% of the salary
    SourcePAYROLL DEPOSIT JUN ID 5539165200.00

  2. See what your bank charges you.

    Transfer fees, withdrawal charges and excise duty are filed as Bank Charges on their own. In this sample month they came to USD 38.20 across 6 lines.

    Bank charges, JuneUSD, sample

    6 charge lines, one lamp each, filed without you

    • NON-NETWORK ATM CHARGE 00423
    • FOREIGN TRANSACTION FEE2.45
    • VENMO INSTANT TRANSFER FEE1.75

  3. Keep your overdraft in check.

    Overdraft drawdowns and bank loans are tracked as money you owe, with due dates, never as income. File the first interest or penalty line once and the ones after it file themselves.

    You owe USD 1,001USD, sample
    Interest and penalties, June and July statements
    • OVERDRAFT INTEREST 30/0611.40You filed
    • OVERDRAFT INTEREST 31/0710.94Auto
    • RETURNED ITEM PENALTY 28/0634You filed
    • RETURNED ITEM PENALTY 28/0734Auto

  4. Watch your savings grow.

    Log what goes into your roth IRA, S&P 500 ETF and tech shares and update the value each month. What it has earned, and your net worth, work themselves out.

    Investments, valued at each month-endUSD, sample
    Current value
    Total returns
    Return
    SourceSCHWAB AUTO-INVEST S&P500 7781650.00

  5. Plan for the big things.

    A family trip, a wedding, school fees. Give it a budget, split it into plans, and watch each plan fill as spending lands, with a warning before one runs out.

    FAMILY HOLIDAY, one-off, 14-28 junUSD, sample
    Spent
    Left
    Used
    • 4,680 of 5,200, 90%
    • 3,900 of 3,900, 100%
    • 1,300 of 2,080, 63%
    • 780 of 1,300, 60%

    The lit row is the plan closest to running out. A spent plan is marked, not hidden.

  6. Run a home or a small business.

    Keep household money or a business like Ridgeline Bikes in its own workspace, with its own budgets, members and receivables. Roles run from Owner to Viewer.

    WorkspacesUSD, sample

    Company, 12 members

    Budgeted
    Spent
    Receivables

    Invite by email and set the role on invite: Owner, Admin, Member or Viewer.

An assistant that reads your books.

Ask about your money in plain words. The BudgeterPro assistant looks through your ledger, answers from what it finds, and proposes changes you accept or turn down.

Reads, never writes.
It looks through your budgets, spending, accounts and transactions. Nothing in your books changes unless you say yes.
Shows its working.
Every answer lists what it looked at, so you can see where a figure came from. If it does not know, it says so.
Checks before it acts.
A change you confirm only runs if the facts behind it still hold. Suggestions you leave alone expire after a day.
Stays in its workspace.
A conversation belongs to the personal or team workspace you started it in, and reads only that workspace's books.
You asked

Looked at
  • 3 budgets
  • Family Holiday: 82% used
  • 49 transactions across 8 categories
  • staged for your confirmation
Answer
Proposed change

Create a monthly budget for eating out at USD 208.

Expires in 24 hours if you leave it.

A sample conversation. In the app, the assistant sits behind the AI button at the top of your dashboard.

Any statement. PDF, photo or CSV.

Statements arrive messy: reference codes, masked numbers, merchant IDs. Each line passes through once and comes out as a payee, a destination and an amount.

  • PAYROLL DEPOSIT JUN ID 553916 5200.00 becomes SALARY JUN, filed under INCOME, +5,200
  • SCHWAB AUTO-INVEST S&P500 7781 650.00 becomes S&P 500 PLAN, filed under INVESTED, -650
  • VENMO PAYMENT JOHN MILLER 1043882 130.00 becomes JOHN MILLER, filed under FAMILY, -130
  • WHOLE FOODS MKT #10233 BROOKLYN 168.50 becomes WHOLE FOODS, filed under GROCERIES, -168.50
  • CONED AUTOPAY 2231987 83.20 becomes CONED, filed under UTILITIES, -83.20
  • UBER *TRIP HELP.UBER.COM 14525 24.70 becomes UBER, filed under TRANSPORT, -24.70
  • NON-NETWORK ATM CHARGE 0042 3.00 becomes ATM FEE, filed under BANK CHARGES, -3
  • OVERDRAFT LINE ADVANCE 3391 39.00 becomes CHASE, filed under OVERDRAFT, +39
Reads
Bank PDFs, Venmo exports, card statements, CSV, even a photo of paper
Detects
The bank, account, holder and currency on the way in
Skips
Lines you already uploaded, so re-uploads never double count
Keeps
Every figure traceable to the statement line it came from

Tag once. Tagged forever.

File one payment to John Miller and every later payment to that person files itself. Reference codes, dates and amounts are stripped, so the match holds from one statement to the next.

  • A built-in dictionary already knows ConEd, Uber, Starbucks and Whole Foods.
  • Your own edits always win over the dictionary.
  • Learning is yours alone. Your edits never leak into a team.
Two statements, one payeeUSD
JUNJOHN MILLERUNSORTED-130
Match key

VENMO PAYMENT JOHN MILLER 1043882

File John Miller under:

See where every dollar went.

Spending sorted by destination, with bank charges named plainly instead of buried in a total. Pick a destination to see the statement lines behind it.

Income USD5,200
Expenses USD2,916.70
Savings rate43.9%
Bank charges USD38.20

BANK CHARGES

6 lines
  • NON-NETWORK ATM CHARGE 00423
  • FOREIGN TRANSACTION FEE2.45
  • VENMO INSTANT TRANSFER FEE1.75

Transfer charges, withdrawal fees and excise duty are filed here automatically, so what your bank costs you is a line of its own.

Any bank. Any currency.

A statement from Nairobi reads nothing like one from London or Lagos. BudgeterPro reads them all, in their own currency. Sample lines from seven markets:

United StatesUSD, your region

Chase Checking and Venmo

  • PAYROLL DEPOSIT JUN ID 553916

    SALARY JUNINCOME+5,200

  • VENMO PAYMENT JOHN MILLER 1043882

    JOHN MILLERFAMILY-130

  • WHOLE FOODS MKT #10233 BROOKLYN

    WHOLE FOODSGROCERIES-168.50
KenyaKES

Equity Personal and M-Pesa

  • SALARY CREDIT JUN REF 882103

    SALARY JUNINCOME+200,000

  • MPESA SEND 0712345678 JOHN MWANGI QKX7Y2HT1

    JOHN MWANGIFAMILY-5,000

  • POS NAIVAS WESTGATE 4410032

    NAIVASGROCERIES-6,480
United KingdomGBP

Barclays Current and Monzo

  • SALARY BACS JUN 740228

    SALARY JUNINCOME+3,900

  • MONZO TO JAMES CARTER FP 4821

    JAMES CARTERFAMILY-97.50

  • TESCO STORES 2231 ISLINGTON

    TESCOGROCERIES-126.50
EurozoneEUR

N26 Personal and Revolut

  • SALARY SEPA CREDIT JUN 318475

    SALARY JUNINCOME+4,300

  • REVOLUT TO LUCA MORENO 4821

    LUCA MORENOFAMILY-107.50

  • CARREFOUR MARKET 0231 BERLIN

    CARREFOURGROCERIES-139.50
IndiaINR

HDFC Savings and UPI

  • NEFT SALARY JUN 926604

    SALARY JUNINCOME+1,45,000

  • UPI/RAHUL SHARMA/9876543210/PAY

    RAHUL SHARMAFAMILY-3,625

  • UPI/DMART/POS 4410032

    DMARTGROCERIES-4,698
NigeriaNGN

GTBank Savings and OPay

  • SALARY CREDIT JUN 207381

    SALARY JUNINCOME+850,000

  • OPAY TRF CHIDI OKAFOR 08031234567

    CHIDI OKAFORFAMILY-21,250

  • POS SHOPRITE LEKKI 4410032

    SHOPRITEGROCERIES-27,540
South AfricaZAR

FNB Cheque and SnapScan

  • SALARY CREDIT JUN 664109

    SALARY JUNINCOME+45,000

  • SNAPSCAN SIPHO NDLOVU 082 4821

    SIPHO NDLOVUFAMILY-1,125

  • CHECKERS SANDTON 4410032

    CHECKERSGROCERIES-1,458

And here is the app itself.

Safe to spend, net worth, reports and investments, from a sample account. On the web today, with the Android app for checking in on the go.

Get the Android app
Reports and InsightsSample account
Reports and Insights in the BudgeterPro web app: total income, total expenses, net balance, savings rate, net worth, spending by category and top spending categories
DashboardSample account
The BudgeterPro dashboard: safe to spend this month, net worth split into accounts, investments and loans, and the upload a statement shortcut
InvestmentsSample account
Investments in the BudgeterPro web app: current value, invested, total returns and return percentage across a SACCO, a money market fund and shares

Screens from the BudgeterPro web app, signed in to a sample account in Kenyan shillings.

A nudge before it is a problem.

BudgeterPro watches the month for you and speaks up when it matters: a budget running hot, a bill about to leave, a statement ready to upload, and a weekly recap.

AnnouncementsSample
  • Budget

    Family Holiday is at 82%

    USD 2,340 left across four plans, with Accommodation nearly spent.

  • Bill due

    Health insurance due 01 Jul

    USD 221, a standing order on Chase Checking.

  • Statement

    A new Chase Checking statement is probably available

    Upload it and the month stays complete.

  • Weekly recap

    Your week in money

    What came in, what went out, and what is still safe to spend.

Set it once. We check it off.

Declare what leaves on a schedule, like a 401(k) top-up, insurance or school fees. When the matching line lands in your next statement, it is confirmed for you.

Timetable

Chase Checking, standing orders, sample

USD 2,171 a month committed

Sample standing orders and their status
OrderUSDStatus
401(k) top-upMonthly, 25th650Confirmed
S&P 500 auto-investMonthly, 5th260Waiting for statement
Health insuranceMonthly, 1st221Confirmed
TuitionQuarterly3,120Waiting for statement

No bank login. Ever.

Most money apps start by asking for your bank password. BudgeterPro works from the statements you choose to upload, and what it learns from your edits stays yours.

How we keep it safePrivacy policy

What we ask for
  • BANK LOGINNEVER ASKED
  • STATEMENTSYOU CHOOSE
  • YOUR EDITSYOURS ONLY
  • AMOUNTSAS PRINTED
  • YOUR ACCOUNTDELETE ANYTIME

MONEY IN.MONEY OUT.ALWAYS CLEAR.

Stop scrolling through statements. Start free, upload one, and let the reading, sorting and filing happen for you.

Get startedGet the Android app